Ledgerive | Fractional CFO, Bookkeeping, Business Plan & Financial Modeling Services in Ontario, Canada
CPA-backed finance team for Ontario SMBs

Strategic Finance for
Ontario's Visionary Founders

Fractional CFO, bookkeeping, business plans and investor-ready financial models — delivered by a senior team that already understands how BDC, CSBFP, SR&ED and the CRA actually think. Fixed fees. No junior handoffs. Toronto through Windsor.

$120M+
Capital & Financing Supported
200+
Ontario & Canadian Clients
12
Cities Actively Served
4.9/5
Average Client Rating
Built for founders navigating
BDC financing Futurpreneur loans SR&ED & IRAP claims Seed to Series A raises CRA compliance
What we do

Four Services. One Finance Team.

Instead of stitching a bookkeeper, an accountant, a plan writer and a CFO together yourself, get all four from one senior team that already talks to each other.

Fractional CFO Services

Executive-level financial leadership without the six-figure salary. We run cash flow, KPIs, fundraising and board reporting for growing Ontario SMBs.

  • 13-week cash flow forecasting
  • Board packages & investor updates
  • Fundraise & M&A support
Explore Fractional CFO

Bookkeeping Services

Monthly bookkeeping done right in QuickBooks, Xero or Wave — with HST filing, payroll and CRA-ready records that never leave you scrambling in April.

  • Monthly reconciliation & reporting
  • HST/GST & payroll compliance
  • Catch-up bookkeeping
Explore Bookkeeping

Business Plan Services

Lender-ready and investor-ready business plans written for what BDC, Futurpreneur, CSBFP, banks and VCs actually want to see in Canada.

  • BDC & bank loan business plans
  • Immigration & PNP plans
  • Investor pitch decks & grant plans
Explore Business Plans

Financial Modeling Services

Three-statement models, SaaS MRR/ARR waterfalls, DCF valuations and real-estate pro formas built to survive investor due diligence.

  • Investor-ready 3-statement models
  • SaaS & e-commerce unit economics
  • Fundraise & scenario modeling
Explore Financial Modeling
Why Ledgerive

Not another bookkeeping shop.

Six things that separate us from the generic accounting firm down the street — and from the offshore agency undercutting on price.

Senior team, no junior handoffs

The same senior owner you meet on the discovery call is the one your team works with — not a first-year assigned after you sign.

Fixed monthly fees

No mystery invoices, no surprise hourly bills. You know what you'll pay before the month starts.

Canadian tax & program fluency

BDC, Futurpreneur, CSBFP, SR&ED, IRAP, EHT, HST, T2s — we build every deliverable around what the actual reviewer wants to see.

Investor-grade output

Our books, models and plans hold up in due diligence — because the same team also sits on the other side of the raise.

Local, from Toronto to Windsor

We serve the 12 largest cities in Ontario with genuine local knowledge — not a call centre pretending to know your market.

Fast turnaround

Most business plans in 5 business days. Most bookkeeping engagements onboarded in the same week. Emergencies handled the same day.

Industries

Finance Built for Your Vertical.

Generic accounting hides margin. Industry-specific finance surfaces it. Pick your vertical for a page built around the numbers that matter in your business.

Serving Ontario

Local Finance Support, City by City.

We work with businesses across all 12 largest cities in Ontario. Pick yours for a page built around local funding programs, incorporation rules and industry clusters.

How we work

From First Call to Full Ownership in Days, Not Months.

A clear, four-step onboarding designed to get you results in the first month — not the first quarter.

01

Free Discovery Call

A 30-minute call to understand your business, current setup and what you actually need. No scripts, no pressure.

02

Fixed-Fee Proposal

Within 48 hours you get a written scope with a fixed monthly or project fee. No hourly guessing games.

03

Fast Onboarding

Access to your books, systems and stakeholders in one week. First deliverables land inside the same month.

04

Monthly Cadence

Monthly reporting, quarterly reviews, and an always-available senior lead. Scale up or down whenever you need to.

Client stories

What Ontario Founders Say About Working With Us.

Ledgerive rebuilt our books in three weeks and put a Fractional CFO alongside our team. Six months later we closed our Series A with the model they built.
SP
Sarah P.
Founder, SaaS startup — Toronto
Our BDC loan application was rejected twice. Ledgerive rewrote the plan and financial model — approved on the third try. Worth every dollar.
MK
Michael K.
Owner, Restaurant Group — Mississauga
I finally understand my numbers. My CFO sends me a one-page dashboard every Monday and I can actually make decisions from it. Should have hired them years ago.
AC
Amara C.
CEO, E-commerce Brand — Ottawa
FAQ

Frequently Asked Questions.

The questions Ontario founders ask us most — answered honestly.

What services does Ledgerive offer in Ontario?
Four core services: Fractional CFO, bookkeeping, business plan writing and financial modeling. We serve startups and small-to-mid-sized businesses across all 12 largest Ontario cities — Toronto, Mississauga, Ottawa, Brampton, Hamilton, London, Markham, Vaughan, Kitchener-Waterloo, Windsor, Oakville and Burlington.
Do you work with businesses outside Toronto?
Yes. We serve businesses across the entire province of Ontario, including all 12 largest cities, and support clients Canada-wide and in the United States through fully remote engagements. Most of our work is done remotely today anyway.
Is my business too small for a Fractional CFO?
If your revenue is between $500K and $20M — or you're pre-revenue and preparing to raise — a Fractional CFO is often the highest-ROI hire you can make. We regularly help founders at both ends of that range.
Can you help me apply for BDC, CSBFP or Futurpreneur financing?
Yes. Our business plan and financial modeling teams have prepared lender-ready plans for BDC, CSBFP, Futurpreneur, IRAP and SR&ED submissions across Ontario. We build every plan around what the specific reviewer wants to see, and we tell you upfront if we don't think you'll get approved.
How quickly can we get started?
Most engagements begin within 3 to 5 business days of the discovery call. Book a free 30-minute call and we'll scope the work, quote a fixed fee and confirm a start date on the same call.
What accounting software do you support?
QuickBooks Online (we're QBO Pro Advisors), Xero, Wave and Sage. If you're on the wrong platform for your business, we'll say so and handle the migration.
Do you sign an NDA before the discovery call?
Absolutely — send yours or use ours. Everything you share stays confidential whether or not we end up working together.
How do you handle pricing?
We quote a fixed fee in writing after the discovery call — monthly for CFO and bookkeeping engagements, fixed project fee for business plans and models. Pricing depends on business size, scope and complexity. We don't publish pricing publicly because engagements vary too much — but we're happy to give you a firm, written number on the call itself.

Your finance team is one call away.

30 minutes. No pitch deck. No pressure. Just a real conversation about what your business needs next — and whether we're the right team to help.